:root{--navy: #01aaad;--navy-dark: #007c7e;--teal-soft: #e0f6f6;--gold: #f9a51a;--gold-dark: #e08b00;--ink: #1f2a2e;--muted: #56666b;--line: #d3eeee;--bg: #fff;--bg-soft: #f0fafa;--max: 1100px;--radius: 14px;--shadow: 0 1px 2px rgba(10, 86, 84, .06), 0 4px 16px rgba(10, 86, 84, .08);--shadow-lift: 0 2px 4px rgba(10, 86, 84, .08), 0 14px 32px rgba(10, 86, 84, .16);--ease: cubic-bezier(.22, .61, .36, 1);font-synthesis:none}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:Segoe UI,system-ui,-apple-system,sans-serif;font-size:clamp(1rem,.95rem + .2vw,1.075rem);color:var(--ink);line-height:1.7;background:var(--bg);-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--navy-dark);text-underline-offset:.2em;text-decoration-thickness:1px;transition:color .2s var(--ease)}a:hover{color:#005f61}:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}.wrap{max-width:var(--max);margin:0 auto;padding:0 clamp(1rem,4vw,1.5rem)}.site-header{background:linear-gradient(120deg,#008f92,var(--navy));color:#fff}.site-header .wrap{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;padding-block:.75rem}.brand{display:flex;align-items:center;gap:clamp(.75rem,2vw,1.25rem);color:#fff;text-decoration:none}.brand:hover{color:#fff}.brand img{height:clamp(64px,9vw,96px);width:auto;background:#fff;padding:6px;border-radius:16px;box-shadow:0 4px 14px #0000002e;transition:transform .4s var(--ease)}.brand:hover img{transform:scale(1.05)}.brand b{font-size:clamp(1.35rem,1rem + 1.6vw,2.1rem);line-height:1.1;letter-spacing:.01em;text-shadow:0 1px 2px rgba(0,0,0,.18)}.brand span{font-size:clamp(.75rem,.7rem + .3vw,.9rem);letter-spacing:.14em;color:#e6f8f8;text-transform:uppercase}.lang{margin-left:auto;font-size:.85rem;display:flex;gap:.25rem;background:var(--gold);box-shadow:0 2px 8px #00000026;padding:.2rem;border-radius:999px}.lang a{color:var(--ink);font-weight:500;text-decoration:none;padding:.25rem .7rem;border-radius:999px;transition:background .25s var(--ease),color .25s var(--ease)}.lang a:hover{background:#ffffff59;color:var(--ink)}.lang a[aria-current]{color:var(--navy-dark);background:#fff;font-weight:600}nav.main{position:sticky;top:0;z-index:10;background:#f9a51af5;backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);box-shadow:0 2px 12px #00000014}nav.main ul{display:flex;flex-wrap:wrap;gap:.25rem;list-style:none;margin:0 auto;padding:.4rem clamp(1rem,4vw,1.5rem);max-width:var(--max)}nav.main a{display:block;color:var(--ink);font-weight:500;text-decoration:none;padding:.45rem .9rem;font-size:.9rem;border-radius:999px;transition:background .25s var(--ease),color .25s var(--ease)}nav.main a:hover{background:#ffffff59;color:var(--ink)}nav.main a[aria-current]{background:#fff;color:var(--navy-dark);font-weight:600}@media (max-width: 700px){nav.main ul{flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch}nav.main ul::-webkit-scrollbar{display:none}nav.main a{white-space:nowrap}}.hero{position:relative;overflow:hidden;background:radial-gradient(ellipse at 85% 0%,#c4eeef 0%,transparent 55%),linear-gradient(180deg,var(--bg-soft),#fff)}.hero .wrap{padding-block:clamp(2.5rem,7vw,4.5rem) clamp(1.5rem,4vw,2.5rem);animation:rise .7s var(--ease) both}.hero h1{margin:0 0 .75rem;font-size:clamp(1.8rem,1.2rem + 3vw,3rem);line-height:1.15;letter-spacing:-.01em;color:var(--navy-dark);max-width:22ch}.hero p.lead{font-size:clamp(1.05rem,1rem + .3vw,1.2rem);color:var(--muted);max-width:60ch;margin:0 0 1rem}main>.wrap{padding-block:clamp(1rem,2.5vw,1.5rem) clamp(1.5rem,4vw,3rem);animation:rise .7s .1s var(--ease) both}h2{color:var(--navy-dark);margin:2.5rem 0 1rem;font-size:clamp(1.35rem,1.1rem + 1vw,1.8rem);line-height:1.25}h2:after{content:"";display:block;width:48px;height:3px;margin-top:.5rem;border-radius:3px;background:var(--gold)}.cta{display:inline-block;background:var(--gold);color:var(--ink);text-decoration:none;padding:.8rem 1.6rem;border-radius:999px;font-weight:600;margin-top:.5rem;box-shadow:0 4px 14px #f9a51a59;transition:background .25s var(--ease),transform .25s var(--ease),box-shadow .25s var(--ease)}.cta:hover{background:var(--gold-dark);color:var(--ink);transform:translateY(-2px);box-shadow:0 8px 22px #f9a51a73}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:clamp(1rem,2.5vw,1.5rem);margin:1.5rem 0}.card{position:relative;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;background:#fff;box-shadow:var(--shadow);transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease)}.card:before{content:"";position:absolute;inset:0 0 auto;height:4px;border-radius:var(--radius) var(--radius) 0 0;background:linear-gradient(90deg,var(--navy),var(--gold));opacity:0;transition:opacity .35s var(--ease)}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lift);border-color:transparent}.card:hover:before{opacity:1}.card h3{margin:0 0 .4rem;color:var(--navy-dark);font-size:1.15rem}.card a{font-weight:600;text-decoration:none}.card a:hover{text-decoration:underline}blockquote{border-left:4px solid var(--gold);margin:1.25rem 0;padding:1rem 1.25rem;color:var(--muted);font-style:italic;background:var(--bg-soft);border-radius:0 var(--radius) var(--radius) 0}.calc{max-width:520px;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.25rem,3vw,2rem);background:#fff;box-shadow:var(--shadow)}.calc label{display:block;font-weight:600;margin:1rem 0 .35rem;font-size:.95rem}.calc label:first-child{margin-top:0}.calc input,.calc select,.calc textarea{width:100%;padding:.7rem .85rem;border:1px solid var(--line);border-radius:10px;font:inherit;background:var(--bg-soft);transition:border-color .2s var(--ease),box-shadow .2s var(--ease),background .2s var(--ease)}.calc input:focus,.calc select:focus,.calc textarea:focus{outline:none;border-color:var(--navy);background:#fff;box-shadow:0 0 0 4px #01aaad2e}.form-msg{scroll-margin-top:140px;padding:.9rem 1.1rem;border-radius:10px;font-weight:600;margin:0 0 1rem}.form-msg.ok{background:#e3f6ec;color:#13603a;border:1px solid #a8dfc0}.form-msg.err{background:#fdecec;color:#8a1c1c;border:1px solid #f2b8b8}.calc output{display:block;margin:1.25rem 0 .75rem;padding:1rem 1.25rem;font-size:1.35rem;font-weight:700;color:var(--navy-dark);background:var(--teal-soft);border-radius:10px;font-variant-numeric:tabular-nums}.calc small{display:block;color:var(--muted);line-height:1.5;margin-top:.4rem}.site-footer{background:linear-gradient(160deg,var(--navy-dark),#00585a);color:#d5f1f1;margin-top:clamp(2.5rem,6vw,4rem);font-size:.92rem}.site-footer .wrap{padding-block:clamp(2rem,5vw,3rem);display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.5rem}.site-footer h4{color:#fff;margin:0 0 .6rem;letter-spacing:.02em}.site-footer a{color:#d5f1f1}.site-footer a:hover{color:#fff}.site-footer .copy{border-top:1px solid rgba(255,255,255,.1);text-align:center;padding:1rem;font-size:.8rem}@keyframes rise{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}